Mastering Wealth Creation & Dealing with Debt
 

course overview

With interest rates increasing, the petrol price soaring and no end to it all in sight, staff are struggling to maintain the standard of lifestyle that they have become accustomed to and more and more are facing financial difficulty.  This impacts managers & companies too, as suddenly they are confronted with a host of new problems as a result of this.  Some people can no longer afford to run their cars, others have no money for the taxi at the end of the month and all in all there is extra pressure on everyone.  To assist companies & individuals experiencing this situation, BizTech is offering a training course on "Mastering Wealth Creation & Dealing with Debt" to assist individuals to better manage their finances and debt situation.

The course covers the following topics:

• Managing Your Finances Responsibly

• Developing a realistic personal budget that still lets you enjoy life

• Understanding financial terminology

• Setting your own financial goals

• Understanding income & expenses and assets & liabilities

• Personal balance sheets vs Income statements

• Learning to recognize savings opportunities and exercise self discipline

• Wealth Creation

• Controlling Debt:

  • What is good debt vs bad debt?

  • Credit cards

  • What is a credit rating and what are the implications of a poor credit history

  • Know your credit rating

  • How to clear a bad credit rating

  • Home loans & car financing

  • Getting the best Interest rates

  • Debt consolidation

  • The impact of interest rates, terms & residuals on your investment

• Savings & Investments

  • Pensions, savings annuities, endowment policies, shares & real estate

  • Understanding how to compare investment returns

  • What investment types suit your lifestyle & personal circumstances

  • Lending Institutions: the Good, the bad & the ugly!

  • Banks

  • Family & Friends

  • Loan sharks

  • Financial advisers – are they truly independent?

  • Planning for the future

  • Your children’s education

  • Your retirement

  • A rainy day!

• Risk Management

  • Wills & Estate Planning

  • Why banks offer to help you with your will

  • Insurance

    • Life

    • Disability

    • Short term

  • Medical aids

• The Taxman!

  • Ensuring registration with the taxman

  • Understanding:

    • Income Tax

    • Tax deductions

    • Estate tax

    • Capital gains tax

who should attend

• All administrative, secretarial and support staff who want to improve their financial knowledge and situation

• New employees who can benefit from better managing their personal finances

• Entry-level graduates with little or no personal financial experience

• Individuals requiring the knowledge to achieve their financial goals

• Individuals whose personal financial situation is impacting their company

• Any person interested in improving their personal financial understanding and position

outcomes

After attending this course, you should be able to:

• Feel in control of your financial situation
• Get smarter with your money through improved financial skills
• Decrease workplace issues resulting from staff financial problems
• Understanding the difference between good debt & bad debt
• Learning how to set realistic goals and plan for the future

take home tools

Training Manual & CD

All delegates receive one month of telephonic support relating to course content

general

PROVISION OF THE COURSE BY BIZTECH INCLUDES:

• Dynamic and knowledgeable facilitators

• Training File and a CD

• Certificate of Attendance

• High quality training venue

• Lunch and refreshments

• Parking

• Quality folder, notepad and pen

the venue

The AstroTech Conference Centre in Parktown, Johannesburg is in a gracious mansion in one of the most historic and beautiful areas of Johannesburg.
It is a high-end business focused conference centre with competitively priced packages, excellent facilities and top client service.
Close to major highways, airport and Johannesburg city centre, this state-of-the-art venue offers elegance, discretion, security and convenience with safe parking for 120 vehicles.
Should you require accommodation, the Sunnyside Park Hotel situated in close proximity offers BizTech delegates a substantial discount on accommodation.
Please contact reservation on (011) 640-0431 or (011) 643-7226, quoting reference no. 4691 when booking with them.

The course will be run from 08:30 to 16:30 daily.

Course venues will be confirmed prior to course commencement.

bbbee compliance

BizTech is BBBEE level 1 compliant. This means that we are a 135% contributor and companies investing money in training their staff through BizTech can also improve their own BBBEE scorecard. Not only does it offer an opportunity to improve your company's Skills Development BBBEE category, but you can also improve your BBBEE Preferential Procurement category. In each case your company will benefit 135% of the spend made.

terms and conditions

Should course expectations not be met for any reason, delegates are given the opportunity to leave before lunch on the 1st day and receive a full refund of the course fee.

Cancellations:
A cancellation can only be confirmed if we are advised in writing at training@biztech.co.za
For cancellations received more than one week prior to the course:
          0% cancellation fee will apply.
For cancellations received less than ONE WEEK prior to the course:
         50% cancellation fee will apply. 
For cancellations received within 24 hours of the course:
         100% cancellation fee will apply.

Substitutes are welcome at no additional charge at any time prior to the course.

Postponements:
Requests to postpone course attendance must be received in writing at least three full working days prior to the course commencement. Should we not receive written confirmation within this period; the postponement will be subject to an additional fee of R 1,000 (excl VAT) per delegate.

All course postponements or programme exchanges need to be utilized within 6 months of the original course booking or the course fee will be forfeited.

Cancellations on postponements or exchanges are subject to the full course fee

Absent Delegates:
In the event that a delegate does not arrive for the course and no written cancellation has been received and confirmed, the full course fee will be payable

Presenters:
Should it be necessary, BizTech reserves the right to substitute the presenter.

Communication:
When a person registers on BizTech’s website, is registered on a BizTech course or sends an email to BizTech, that person consents to receiving communications electronically or otherwise by BizTech and/or its business partners

Disclaimer:
BizTech wish to advise that they will not be held responsible for any loss, damage or harm, direct, indirect, consequential or otherwise and howsoever arising that may be caused to any person or property during the providing of any services by BizTech to the client.